Credit cards are as much a part of the American economy as $20 bills, but a fervent subset of consumers has sworn off plastic money altogether.
I did this. I haven’t used a credit card since late October or early November. At first, it was hard. It can be tempting to look at credit cards as a stop-gap measure, a way to make the ends meet. Now, it’s so hard to imagine using them.
Often, people talk about freezing their credit cards in cups of water placed into the freezer. I didn’t do that — they’re piled up in a lock-box in my closet — but the thing is, I never feel any temptation to use them. As I wrote this, I had the momentary wonder, how would I feel if I had one in my wallet? And it almost made me sick to my stomach.